Provider Fit Guides
Not every payment provider is built for every business model. Subscription businesses need dunning logic and MRR-aware billing. High chargeback merchants need providers that won't freeze funds at the first spike. Restaurants and food delivery platforms need infrastructure suited to their specific MCC codes and payout structures.
These guides match specific business models to the providers actually built to support them, not just providers with the lowest headline rate.
Best Payment Providers for Subscription & SaaS Businesses
Recurring billing needs the right payment infrastructure. Find providers that support subscriptions, handle failed payments, and scale with your MRR.
Payment Processors for High-Risk Ecommerce
High-risk ecommerce needs a specialist processor. Compare providers that accept your industry, offer chargeback protection, and won't freeze your account.
Best Payment Processors for High Chargeback Businesses
High chargeback rates don't have to mean rejection. Find payment processors that work with your chargeback ratio and won't freeze your funds.
MCC 5812 Payment Gateway UK: Best Options for Restaurants
Restaurant and food service businesses need payment gateways that understand MCC 5812. Compare UK options that approve your business type.
Best Acquirers for Food Delivery Platforms
Food delivery platforms face unique payment challenges. Find acquirers that support high volume, split payments, and marketplace structures.
Frequently Asked Questions
What makes a business a 'fit' problem rather than a general risk problem?
Fit is about your specific business model (subscription billing, high chargeback rates, restaurant MCC codes, marketplace payouts), not just your overall risk score. A business can be low-risk overall and still get declined by a provider that simply doesn't support its model. These guides match business models to providers built to support them.
Why do restaurants and food businesses need a specific guide?
Because MCC 5812 (eating places and restaurants) carries specific interchange rates, tipping and gratuity handling, and reserve practices that differ from general retail. Providers vary a lot in how well they support this category.
If none of these fit my business, what should I do?
Take our free assessment. It matches you to providers based on your actual risk profile, volume, and industry rather than a fixed category, which covers business models not listed here.