The Risk-Profile Matching System
Choose a Payment Provider Based on Risk — Not Marketing
Most merchant account problems happen because the provider was never built for the business model.
Our engine analyzes your business risk profile and matches you with payment providers that actually fit.
How the Matching Engine Works
What the Engine Evaluates
We score providers against six dimensions of your business risk profile.
Industry Risk
How providers classify your sector and whether it triggers enhanced scrutiny.
Monthly Volume
Processing volume determines which providers will underwrite you and at what tier.
Chargeback Exposure
Your expected dispute rate determines which providers can tolerate your model.
Fraud Exposure
Card-not-present, international, and high-ticket transactions all affect risk scoring.
Geographic Reach
Where your customers are changes which acquirers and payment methods are available.
Business Model
SaaS, marketplace, ecommerce, and subscription models each carry different risk profiles.
Example Output
Here is what a real result looks like for a moderate-risk ecommerce business.
Takes less than 2 minutes